Take the time to make sure it will be a good fit before committing to one. High-risk merchant accounts: Some industries have a higher risk of credit card chargebacks. High risk account fees go as high as 1. Customers are more likely to complete a purchase if they can easily pay for it online, without having to. Without a high-risk merchant account, ecommerce businesses eventually may face the risk of. With the recommendations on our list, you can eliminate a lot of the guesswork and avoid toxic high-risk payment providers. Offshore High Risk Merchant Account Providers. 0. Chat with us , powered by LiveChatThis blog will explore how high-risk marketers can combat the industry’s common issues of fraud and chargebacks, and how services from a reputable high-risk merchant account provider, like EMB, can offer transparent and secure solutions to these hurdles. Industry is considered low risk e. Most high-risk processing providers don’t disclose a standard rate for their clients, as they tend to tailor the price to the particular business. BankCard USA takes a different approach. With Go High Level you can easily capture new leads, build full-blown websites, and landing pages, drag & drop surveys and forms, plus online appointment setting. Stax: Best Credit Card Processor for High-Revenue Businesses. These are available through your old merchant account provider’s online login, or by. Typical examples of merchant account service providers that utilise ISO merchant accounts include Lloyds Bank, Worldpay and HSBC Bank. 5 Cheapest Credit Card Processing Companies In 2023. Selling CBD is perfectly legal in the United States. An ideal high-risk payment gateway provider supports multiple payment methods and currencies, which allows merchants to expand globally. m. The Problems For High-Risk Merchants. Talk to our representatives right away to discuss your options. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. 322 Encinitas Boulevard, Suite 200 Encinitas, CA 92024. Therefore, traditional payment processors classify these businesses as high risk based on criteria such as transaction size, industry, sales model. net saves you more money probably depends on the size and number of ACH transactions you have per month. The company offers payment processing services for. The Payments Experts Podcast. Below are some examples of the businesses that would typically require a high risk merchant account in order to process credit. This could either be in the form of transaction volume or add-ons. Instabill offers fast approvals and will guide you through each step of our merchant account application process. Application Cost: 0 USD. The best small business merchant services accept all common credit cards, including Visa, Mastercard, and American Express. The top processors are determined based on competitive rates, etc. How to Establish a Merchant Account 1. These accounts typically come with stricter requirements. High-risk merchant accounts sometimes come with challenges, including: Higher merchant fees. The top processors are determined based on competitive rates, etc. Another provider might specialize in gambling, but not take on any. Step 3: The card issuer sends the purchase information to the customer’s bank or the issuing bank to approve or deny. Currently, consumers’ most preferred payment methods are credit and debit cards. , payment gateways specifically for gambling), or indirect providers, publishers or marketplaces that require. Known for its high approval rates and fast processing services, High Risk Pay is a reliable choice for businesses dealing with high transaction volumes. Since chargebacks and fraud account for more than $17 billion in losses for merchants each year, naturally, merchant account providers are exposed to this risk too. Best for online and international sellers: Durango Merchant Services. So, you must be extra cautious as you shop around. Best for international merchants. For more information about our merchant accounts, call us toll-free at 1-800-318-2713. Doing business in countries with a high level of fraud. Therefore it is best to check with that particular provider. Additionally, 5 Star Processing can assist high-volume merchants and ACH processing. com ; Search. Third is vaping and e-cigarettes. We suggest 4 popular payment providers that cover high risk merchants: 1. Guide You. Stax: Best for Larger Businesses 2. Flagship Merchant Services: Best. Determine the payment plan. Close. Durango Merchant Services is different. However, high-risk payment processing is what PaymentCloud is best known for. L3 Payments is a merchant account provider for high-risk industries and hard-to-place merchants. GSPAY is a little-known high-risk merchant account provider that offers a variety of fixed rates for different types of businesses. High Risk & Bad Credit. These fees are quite high compared to some other providers, but you can be approved for your merchant account in around 48 hours. In our evaluation, HMS scored a respectable 3. Its risk management and fraud protection tools are handmade for travel agencies, while its flexible merchant services packages are tailored to selling airline tickets, hotel. PayOp. Our gateway partners like NMI and Authorize. While high-risk payment processors are generally offering the same types of services as regular processors, they often also include: Higher processing rates. However, having an offshore account has many benefits. A merchant who wishes to expand. But high-risk businesses may be tied to long-term contracts (2-3 years). Another provider might specialize in gambling, but not take on any other high risk. PayOp is a payment aggregator for various business types. They are made for merchants whose practices are may result in. A high-risk merchant account is a business account that is mainly designed for businesses that have an excessive risk of chargebacks, fraud, or legal compliance. +208-806-2953Fortunately Merchant Account Providers specialize in providing electronic payment options to any type of business across the board. View Website. If you are in the nutraceuticals business, look for a merchant service provider that specializes in high-risk industries like SecureGlobalPay and can provide you with tailored solutions. While others that provide mid and high risk merchant accounts charge as much as $200 for an application or setup fee, Soar Payments does not charge any one-time setup or application fees for getting a merchant account through us. Best high risk merchant account service providers for UAE. 35 per transaction. We not. One example of a possible chargeback situation in a travel agency is if a customer books an international travel tour one year in advance, and is charged upfront for the costs through a credit card. It is not easy to remove oneself from the TMF list, and can take as long as five years. However, choosing a credit card processing provider is a big decision. Popular Countries:. WE APPROVE ALL HIGH RISK MERCHANTS: 1-800-type chat sites. View our rankings of the best high risk merchant account providers for adult industry. g. Fast approval in 24-48 hours. 09%. Signature Payments has been providing high-risk merchant accounts to businesses for over 25 years. Durango Merchant Services: Best for eCommerce merchants. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. 3%, including interchange fees. Through new business ventures, you’ll have the opportunity to develop your company and strengthen your brand. We have spent the better part of two decades securing high risk merchant accounts for our clients. We know what it takes for you to succeed. There are a variety of reasons why this can occur. Adult payment processing is high-risk credit card processing so it comes with different fees and fee requirements which vary by service. Authorize. High-Risk & Low-Risk Merchant Accounts: While Corepay can also place low-risk merchants, its specialty is in providing merchant services to businesses that are deemed to be in a high-risk category. Per standard industry practice, payment. Instead, PaymentCloud partners with numerous banks and processors to maximize your odds for initial approval and ongoing account stability. EMB provides multiple payment options, including credit cards, eCheck processing, and. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. High-Risk Solutions. What is a high-risk merchant account? [A high-risk merchant account is a business account or merchant account that allows the business to accept credit cards though they are considered risky by the banks and credit card processors. com ; Search. 1. We feature a hassle-free onboarding process with banks. Easy Pay Direct specializes in high-risk industries and has experience working with gaming businesses . First, when you select a small business merchant account with multi-payment options, you’re sure to cut down on costs. Press & Events. Find out more about our gift card solution today at 1-800-530-2444. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. Tags: Articles Credit and Debit Card Payments EMB solutions high risk merchant account offshore merchant account Offshore Payment Processing Processing. The MATCH list is a blacklist that prevents merchants with excessive chargebacks and high-risk accounts from opening an account with another credit card processor. The company specifically markets. Best one-stop shop: First Card Payments. Reasons Why You Should Open Offshore. With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. Exempli gratia, e-commerce is counted among the high-risk. Merchants can receive real-time alerts for all chargebacks lodged when enrolled in an alert service offered via the Ethoca alert system or Verifi networks. Paycron has an extensive network of providers for your business. Merchant services should support your business, not drain it with excessive fees. Merchant accounts are used in conjunction with a payment processor, which facilitates the transaction. Assuming the authorization is passed,. PaymentCloud: Best For Free Credit Card Terminal. com can help you get your business the proper credit card processing account. We provide the best domestic and offshore solutions for High Risk Merchant Account Payment gateways and have integration with all major eCommerce platforms. Unlike banks and other merchant service providers, we cater specifically to high-risk businesses to deliver incredible service for an unbeatable price. Why Choose Us? We have the largest network of high risk banks in the industry, and growing! Our team has spent more than 20 years in the high-risk space formulating and strengthening our network of domestic and international banking partners to be able to provide diversified solutions suitable for nearly every type of high-risk merchant account. Depending on your industry, we have multiple payment processing solutions, including high-risk credit card processing and high-risk ACH processing. No set up fees for most merchants. United States-based customers get a free Pax S300 payment terminal;. Unfortunately, CBD’s legal standing and regulatory requirements give CBD businesses a high-risk categorization, limiting the capability of CBD merchants to. , companion or escort conversations, adult bookstores, online adult membership or matchmaker services, adult paraphernalia or toys) Annual contracts. The best virtual terminals in the UK come from Worldpay, Opayo, PayPal, SumUp, Square, PayVector, and Web-Merchant Services. The top processors are determined based on competitive rates, etc. The 7 Best High-Risk Merchant Account Providers 1. Recent studies show that more than 65 payment providers offer CBD merchant accounts in the US. EMB is voted the #1 high risk merchant account provider in the US and has an A+ rating with the BBB. ” Shopify Holds Funds: Merchants frequently complain about their funds being withheld in reserve, but this is standard practice if an account has an elevated. The lowest sales threshold for an ISO account falls at around £80,000 per year for Visa, whereas the highest sales threshold is required by Mastercard at £800,000. g. 45 per transaction. Accepts high-risk merchants. A merchant account is a type of business bank account that allows businesses to process electronic payments such as debit and credit cards. Credit Card Processing Services. There are some risk factors that providers use to determine whether you fall into the high risk. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. Best one-stop shop: First Card Payments. It also offers a free payment processing account and a small ticket program for micro-businesses. Increased Sales: One of the biggest advantages of having an E-commerce merchant account is the ability to accept online payments. 1) How a Merchant Account Works. Top 15 Industries where the Best High Risk Merchant Account provider can provide reliable and affordable payment processing services. To lower risk, the merchant account provider may seek address verification. PaymentCloud is a registered ISO/MSP of BMO Harris Bank, Chesapeake. Longer contract terms. These types of merchants usually pay higher fees than average, but the benefits may outweigh the cost. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. that the merchant may not fulfill their responsibility to pay for the charge-backs, then it may be considered high risk. The best credit repair merchant accounts are able to accommodate high-risk transactions at a fair price with reasonable contract terms. These providers. We are dedicated to giving the same priority and service to businesses considered high risk as to any client, meaning a typical approval for a merchant account can be done in as little as 48 hours or less. When choosing a merchant account provider, businesses should consider factors such as experience, reputation, customer support, and competitive pricing. Instabill has been providing high risk merchant account approvals since 2001. Forex and gaming merchants must also have relevant permits to use an European high-risk merchant account. We provide speedy and efficient credit card, debit card and ACH payment processing. High-risk industries fall under a broad scope including. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. Here are the best marijuana payment processing companies & the truth about credit cards. From credit card processing to bitcoin, and digital banks to finance software… we cover it all! Soar Payments is the leader for high risk credit card processing, offering Industry Minimum Pricing and USA-based. Using an online payment gateway for tech support is the fastest way for you to receive card processing payments to your merchant account. This includes “high-risk” industries such as CBD, firearm sales, kratom, and adult entertainment. We have spent the better part of two decades securing high risk merchant accounts for our clients. A merchant account is a particular type of bank account that business owners must establish in order to accept payments. Authorize. High -risk traders accounts highriskpay. With several domestic and offshore acquiring banking partners worldwide, our merchant account managers can assess. This adds unparalleled convenience and increases the likelihood of people donating. List Of Merchant Account Providers. Treati. Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. That being said, any business falling under the high-risk category should look for a high-risk merchant account provider right away. Many of its features are identical to a regular merchant account. High Risk Merchant Account LLC specializes in high risk merchant accounts and can likely help. But the reality is that these are the industries that make the most of the profits that run the economies of countries. While the industry has operated without many regulations, the Federal Government has threatened to clamp down with online payments. Guide You. Again, adult entertainment account and payment processing rates fluctuate with season. com. To get a high-risk merchant account, you need to go through several stages: 1. Here is a detailed list of merchant. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. 2Sell: 3. 75% per transaction). No fraud prevention: In our rubric, ChargebackHelp has the third-lowest score for fraud prevention—1 out of 5 (Chargeback Gurus has 0. PaymentCloud Top Rated Merchant Service for Authorize. 3. 30% + 10¢ per online and in-person transaction versus Clover’s 2. Helcim : Best for invoicing Paysafe : Best for businesses in high-risk industries PayPal : Best for digital payments Merchant One : Best for companie with less. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. This service is usually provided in exchange for a percentage of the merchant’s sales. Moonlight Payments is a standout choice if you're searching for a merchant account provider that specializes in serving businesses with bad credit. A quality merchant account provider will work with high-risk merchants to manage liabilities and process payments without penalties. Radiant Pay is the leading high risk payment processing, merchant account services and payments gateway solution provider in London UK. 75; Midigator. 75%, and you’ll also pay around €950 in annual bank fees, a setup fee of €100, and a monthly fee of €20. Providers assess risk based on criteria such as processing payments in multiple currencies, high transaction volumes, subscription billing models, or operating. Here are just a few excellent high-risk merchant account providers to help you start your search off right: Focusing primarily on high-risk e-commerce businesses, eMerchantBroker claims they approve 99% of all account applications. Funding and merchant accounts for adult, telemarketing, multi-level marketing and travel businesses. Popular Countries:. As a rule, you can expect higher fees for opening an account, processing payments, handling chargebacks and terminating your contract early. A high-risk merchant account is a label your payment processor has given your business. 60 per transaction. The Best Merchant Account Services. Dedicated to Providing the Best Credit Card Processing Solutions to Hard-to-Place and High Risk Merchants. The Best Payment Gateways of 2023. 1. Learn why this is and how Instabill can help. WorldPay – Best for set monthly fees and regular payouts. GoCardless Review - January 10, 2023. Looking for high risk merchant account providers? Connect with High Risk Merchant Account to get high risk payment gateway and credit card processing serviceA high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. HRMA-LLC's High Risk Payment Gateway will conveniently integrate with your Shopify Store and bank approval should be a snap. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. This has led to more vape shops and online vape shops while increasing the need for ecommerce merchant accounts. Here are the major differences between low risk and high risk merchant accounts. Square: Best for point of sale (POS) Payment Depot: Best for flat-rate pricing. The merchant account acts as the middleman between the. The PayKings team has high risk merchant accounts for businesses with high risk payment processing volumes of $20,000-$100,000,000+ per month. In 2021, consumers paid for 70 percent of their purchases with a credit or debit card. Call us immediately to get on the fast track for high risk merchant processing, and get your high risk merchant account approved fast. . The provider needs to be sure that products or services are delivered by the merchant to all clients in a timely manner so that all parties are satisfied. After all, our mission at Blue Payment Agency is to make it as easy as possible for high-risk businesses to accept credit and debit card payments online. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. By providing customers with the convenience of paying online, businesses can increase sales and revenue. Where one provider may consider you high risk, others may not. Luckily, Instabill takes on the responsibility. Compile Documents: High-risk merchant account providers require more documentation, so businesses should gather financial statements, licenses, tax returns, and bank statements. Monthly fee: $10 for in-person sales. Here are the best ACH processing companies, including providers like PaymentCloud, Stripe, and Durango Merchant. Finding the best ACH payment processing companies for your small business often comes down to selecting a reputable company that can provide both ACH and credit/debit card processing in a single package. We specialize in providing merchant account and high-risk merchant accounts. High Risk Choice Delaware, United States Write A Review Visit Website 2008 $5 million - $10 million 145 650 99 MGet started or call us today at (800) 621-4893. S. The Leading High-Risk / eCommerce Payment Provider. Of course, Bitcoin has only been around so long. Overall, eMerchantBroker gets a score of 4 out of 5 stars. The Problems For High-Risk Merchants. Tags: High Risk Business. Specialized high-risk payment processors are the best option to guide merchants through the challenges of growing a high risk business. Alipay. Call Blue Payment Agency INC at 844-253-9769 for payment gateway setups and. Call us on (+44) 20 32862655 to get approvals, pre-approvals & expert advice. Net account” refers to an Authorize. Fast approvals in 24 – 48 hours. Among the dozens of high-risk providers on the market that accept e-cigarette/vape merchants, we selected the following companies for their honest sales practices, reasonable prices, and excellent customer support. High-risk business or industry: Businesses and industries that MSPs view as having a higher chance of failing financially. High Risk Pay are specialists in providing payment solutions for credit repair companies. A High-Risk Merchant Account is a type of merchant account primarily for businesses suspected to be high-risk for any reason. Chat with us , powered by LiveChatIf you can’t obtain a merchant processing account in the united states, check out these offshore merchant service providers: High-Risk Merchant Services: High-Risk Merchant Services offers custom solutions for cannabis businesses in terms of payment processing and chargeback management in domestic and offshore companies. When you consider how e. We have high risk accounts for businesses that have a high-risk processing volume of $20,000 – $100,000, 000 plus per month. Don’t choose the first high risk merchant account provider that pops up in an online search. Payline Data: Best for subscription-based businesses. Chargebacks; eCheck +1 (888) 218-4818 Get Started Let's Talk. ultimately allowing us to apply for a high-risk merchant account from the best banks likely to approve your. To accept such payments, a business has to have a valid merchant account. 1. The difference, though, is in the rates the different providers offer. Payment processors dictate their relationship with merchants, so high-risk businesses may need to find merchant account providers that offer services to high-risk industries. We accept all types of companies including: Travel, Credit. What We Look For in the Best Merchant Services 1. Let us handle your high risk merchant services today. For instance, if you had stated in your application that your average transaction amount would be $100 and then your average spikes to $500, your processor will be concerned. Furthermore, if the merchant sells tangible products, the merchant must have a supplier agreement. Some businesses may struggle to get approved for a merchant account from mainstream providers because they’re considered “high-risk”. In some cases, especially with companies considered start-ups or high-risk, the process of obtaining a merchant account isn’t always easy. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. The Best Merchant Account Service Providers of 2023. Having a business means taking on risk and sometimes merchant account providers don’t want to take the ride with you. Easy Pay Direct: Best For Transparent Pricing & A Domestic Merchant. 50% + $0. First Card Payments offers high-risk merchant accounts and credit card processing. Host Merchant Services (HMS) is a traditional merchant account services provider that supports low-risk and high-risk merchants as well as nonprofits. High-risk merchant accounts differ from low-risk accounts in the following ways: Almost always a full-service merchant account (PSPs typically don’t accept high-risk businesses) Extensive underwriting process required before account approval; Might be underwritten by an offshore bank or processor; Typically require a long-term contract 3. Headquartered in Durango, Colorado, Durango Merchant Services is a merchant account provider specializing in traditional and high risk merchant accounts for domestic and international businesses. 2Subscribe: 4. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high-risk business types. Average card transaction is below $500. Normally, you'll be charged a fixed monthly fee (usually between £25 and £75 per month) and then fees on top of every payment you take (which typically range from 1. But the brand touts itself as one of the merchant service providers that jumped on the cryptocurrency bandwagon before many of its competitors did. In 2021, consumers paid for 70 percent of their purchases with a credit or debit card. A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high risk nature by the banks and credit card processors. Edition: United States. 2985 E. High-risk merchants feel safe, covered, and cared for with a Seamless merchant account. This is because they are willing to take on more risk,. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. A merchant account is a bank account into which a merchant's payment processor. We approve bad credit merchant accounts within 24-48 hours and quick setup once approved. Durango Merchant Services experts will help to guide you through the requirements and options with the primary goal of providing options for approval. Looking for High Risk Merchant Account Providers in USA? Elmore Merchant Services provides High Risk Merchant Account in USA. 5% minus the interchange rate. Supported industries: Adult services, CBD, online dating, vape sales. The company’s in-depth understanding of how to handle large volumes of transactions makes it a standout choice in the market, and it specifically focuses on ensuring efficient. Host Merchant Services: Best for Interchange-Plus Pricing. How To Apply For An Adult Business Merchant Account. For more information, visit the National Processing website or call (385) 777-1235. Accepts domestic & international cannabis merchants. Their services cater specifically to businesses operating in high-risk industries, providing robust payment processing solutions while keeping fees affordable. The main reason for a rise in people opting to get a high-risk merchant account in the USA is the feature of instant approval merchant accounts in the USA. PaymentCloud – Best for high-risk merchants. High Risk Merchant Accounts are accounts that are set up by specialist financial institutions to provide credit card processing services to those business types that fall under certain high risk business categories. Net. Before opening a high-risk merchant account with some merchant services provider, make sure that it not only meets your current requirements, but also can help you grow in the future. July 17, 2023. 24/7 customer support. For example, a provider may have no problem with Adult, but not accept any other high risk. Here are the best credit repair merchant accounts from providers like Soar Payments, Host Merchant Services, PayKings. Corepay: Best For Mail-Order/Telephone Order-Only Accounts. io as our favorite online credit card processor for cannabis and CBD vendors due to its willingness to work with these merchants when many providers will not. We’ve recently added five new high-risk merchant account providers to our network,. In fa. Monthly fees. The best way to get a poor credit account is to provide processing data for your business. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. Braintree: Best for online sales across borders. net: Best for B2B transactions. Merchant One: Best for Flexible Pricing. Also, if you do business in the. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. Merchant account service providers determine which businesses fall into this category. All you need is a dedicated bank account to process payments. For a detailed comparison of MX Mearchant vs. Hardware: Third-party hardware sold through Payline; quote-based. The industries that possess this account are Adult Industry, Travel, Forex trading business, Multilevel Marketing. As merchant account providers, it is our job to give you the hardware, the service and the know-how to accept these different forms of payment. 9% this year. Unlike most high-risk merchant account providers, we offer competitive pricing for our payment processing solutions. PayKings offers payment solutions to businesses in high risk industries, which means that as payment processing providers, our banks are willing to accept the liability for the increased risk associated with those businesses that are categorized as needing a high risk merchant account. If you’ve also faced challenges setting up Nutraceutical -friendly credit card processing for your business, we. ACH Payment Processing; Merchant services first data;If you are considering a high-risk merchant account, it's essential to research multiple providers, compare their fees and services, read reviews from other merchants, and ensure they have a track record of reliable service and support. High-Risk. High risk merchant accounts are designed to accommodate businesses that are financially unpredictable, prone to chargebacks or pose a certain degree of potential loss to merchant service providers and banks. PayPal: Best for occasional sellers and small merchants selling on marketplaces. A high-volume merchant account will allow you to have access to merchant processing services and online payment gateways. We keep it simple with direct contact Monday through Friday from 8 a. WRITTEN BY: Anna Lynn Dizon. As one of the major providers of cryptocurrency payment processing, Ikajo has about 15 years of experience under its belt. It doesn't have to be. No matter you’re a new business or the owner of top adult websites, you can get a secure and low-cost adult merchant account if you turn to EMB. In this article, we will delve into the world of high risk merchan t account providers in the. PaymentUSA offers a wide range of Merchant Account Services for making your transactions quick and easy! Start accepting credit cards today!. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. Starts at $0/month for unlimited devices and locations. GoCardless: Best for only ACH payments. eMerchantBroker (EMB): EMB stands out as another leading high-risk and one of the best merchant account services provider in 2023. Offshore Gateways: In 2023, Offshore Gateways is poised to lead the way as the foremost provider of best merchant account services for high-risk businesses. The company’s products and services include online marketing tools, an online payment gateway and virtual terminal, gift and loyalty. . If you are applying for a second. Ensure that you choose a high-risk eCommerce merchant account provider that offers you a PCI-DSS endorsed certified payment gateway and the latest anti-fraud technology. Major card brands categorize merchants using merchant category codes (MCCs), and payment service providers must ensure that their merchants are accurately coded. 5. Always be cautious when dealing with any financial or merchant account service and verify their. The list is a database of information about business, their owners, and the reasons and/or codes for why they were placed on a TMF. 1. UK HQ. Fees also vary by provider and in most cases, pricing is set individually for every merchant. Host Merchant Services Top Rated for Kratom Merchant Accounts. We understand the unique needs of the varying types of adult businesses.